Action, operating through the Law of Cause and Effect; destiny that people make for themselves through their actions. There are three types of karma: prarabdha (that which is to be worked out in this lifetime), sanchita (that which existed at the beginning of this life and is held over), and agami or kriyamana (new karma which is accumulated in this life and added to the sanchita deposit). The law of karma combines the theories of predestination and cause and effect, as a person’s present actions cause or predestine their future state.